Dealerships that offer “buy-here, pay here” financing are all around. However, they tend to be found in and close to urban areas. They can be bad-named, but every industry has its good and bad. When searching for a car, it is important to know what keywords to use and which mistakes to avoid when purchasing from our site BHPH.

If you have credit problems or poor credit, a buy now pay here loan may be your only chance to obtain car financing. For traditional car dealers to approve you, your credit score must be 700 or higher. Any credit score and credit problem can be accepted by buy here pay here dealers. A buy here pay here dealer will finance your credit problems such as foreclosures, bankruptcy and late payments. A situation in which you pay and purchase at the same dealership is known as buy here pay there. They accept cash and online payments.

If you are having financial difficulties or have a low credit score, the best thing to do is visit a “buy there, pay here” dealership. If you travel frequently or require security with your current job, a dealership that buys here, pays here is the only option.

We often receive clients who have defaulted in credit card payments or had their homes taken away, declared bankruptcy, suffered foreclosure, or had not paid medical bills. Buy here pay is also called second-chance finance. It aids in reestablishing one’s footing.

Many buy-here/pay-here locations offer a variety of vehicles because they are able to work in many situations. They sell small vans to full-sized vans.